Pegadaian Converts 78 Conventional Outlets And Sharia Pawnshops in Madura

By : Dina Astria And Aldo Bella Putra | Friday, July 06 2018 - 20:00 IWST

Acara peresmian Pegadaian di Madura menjadi syariah, yang dihadiri oleh Ketua Majelis Ulama Indonesia, K.H. Ma'ruf Amin (Dok Industry.co.id)
Acara peresmian Pegadaian di Madura menjadi syariah, yang dihadiri oleh Ketua Majelis Ulama Indonesia, K.H. Ma'ruf Amin (Dok Industry.co.id)

INDUSTRY.co.id - Bangkalan - After successfully socializing syariah-based financial literacy program and received positive response from the local community, PT Pegadaian (Persero) officially conducted a conversion program in the form of transfer of conventional Pawnshop system to Sharia Pawnshops across Madura, Monday (2/7/2018).

President Director of PT Pegadaian (Persero) Sunarso said that starting July 1, 2018 all Pegadaian in Madura is converted to sharia so that the service of Pawnshop in Madura is 87 units all sharia, nothing conventional.

Furthermore Sunarso said, based on the results of a study conducted by the team Pegadaian, customer motives come to Pegadaian which has more motive benefits. "While in Madura balanced between the motive benefits and motifs syar'i. In addition from the religious side almost all (99.4 percent) of Madurese are Moslems, "Sunarso explained.

Sunarso also recalled that previously, he and the Chairman of the Indonesian Ulema Council (MUI) KH Ma'ruf Amin visited the pesantrens in East Java, including pesantren in Madura. At that time, the santri and kiai expressed their aspirations in order to facilitate the service of pawn sharia. KH Maruf Amin also asked the possibility of the Pawnshop office in Madura can be converted into all sharia.

This inauguration ceremony was attended by the Chairman of the Indonesian Ulema Council, K.H. Ma'ruf Amin, Lecturer and Lecturer of Graduate University of Indonesia KH Chollil Nafis, Lc, Phd, Chairman of East Java MUI KH Abdussomad Buchori, Pj Bangkalan Regent I Gusti Ngurah Indra Setiabudi Ranuh and hundreds of scholars and students from various boarding schools in Madura.

Chairman of the Indonesian Ulema Council, K.H. Ma'ruf Amin, welcomes what Sharia Pawn has done, he likens sharia institutions such as buses, and ummahs like bus passengers. The number of sharia bus fleets is sufficient, but why the number of passengers does not move from 8 percent. "Hopefully, the public will be more aware of the existence of Sharia Pawnshops, which can be used as a source of financing, replacing conventional financing. As a country with a Muslim majority, Indonesia is lagging behind in the absorption of funds from Islamic finance. With this activity is expected to increase even more. "

On the same occasion, Sharia Pawnshop also handed Rahn Hasan certificate to 250 customers. "Rahn Hasan is a form of sharia from a conventional Prime Pawn. Both offer loans with nominal starting from Rp 50 thousand to Rp 500 thousand. Tenor loan for two months and can diperpenjang. Prime Pawn Products without interest, while Rahn Hasan without maintenance cost (mu'nah). Rahn Hasan is a Pawnshop product that can reach students and lower middle class who have not been touched by banking services so we hope this service can help them and also improve the financial inclusion ratio in Indonesia, "Sunarso said at the event.

Indonesia as a country with the largest Muslim population in the world has the potential to become a country with great economic power compared to China. Meanwhile, the potential of halal and global Islamic finance industry is predicted to reach US $ 6.38 trillion in 2021. The total assets of Islamic finance in Indonesia (excluding Sharia Shares) has reached Rp1,133.23 trillion or grew 27 percent. Higher than the growth of the conventional finance industry. The potential of halal and global Islamic finance industry is predicted to reach US $ 6.38 trillion by 2021.

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