Prospect BJB Bank Is Stable

INDUSTRY.co.id - Pefindo Binds IdAA-Bank Jabar Banten (BJBR) and I / 2017 sustainable bonds. Pefindo also affirmed the idA rating for subordinated bonds I 2017. The rating outlook is stable.

Pefindo analyst Dyah Puspita Rini and Putri Amanda revealed that the ratings reflect BJB's very strong position in the national banking industry.

"However, the ratings are constrained by the high level of non-performing loans from the productive credit segment and a moderate indicator of profitability," he said in Jakarta, Thursday (09/20/2018).

But he said, the rating could go up if, BJB was able to strengthen its business profile and at the same time could significantly increase its asset quality and profitability indicators.

"Ranking can go down if market share falls or financial indicators deteriorate," he said.