PT Bank Negara Indonesia Syariah (BNI Syariah) is Optimistic to Make Target Become Bank BOOK III

By : Arya Mandala And Aldo Bella Putra | Tuesday, December 26 2017 - 23:00 IWST

Dirut Bank BNI Syariah Abdulah Firman Wibowo (Rizki Meirino/INDUSTRY.co.id)
Dirut Bank BNI Syariah Abdulah Firman Wibowo (Rizki Meirino/INDUSTRY.co.id)

INDUSTRY.co.id - Jakarta, The capital injection of Rp 1 trillion from the parent company makes BNI Syariah optimistic to achieve the target of entering the business group of BUKU III bank in 2019-2020.

The potential of sharia market stretching convinces PT Bank Negara Indonesia (Persero) Tbk to continue expanding its sharia financing business through its subsidiary PT Bank Negara Indonesia Syariah (BNI Syariah).

Related to that, BNI decided to expand the financing capacity of BNI Syariah by injection of capital amounting to Rp 1 trillion which began effective last month.

The additional capital, said BNI Syariah President Director, Abdullah Firman Wibowo, in a chance, has caught the ratio of capital adequacy ratio (CAR) of BNI Syariah from the level of 14.9 percent in September 2017 to 20 percent.

Before the entry of additional capital, Firman said that the company's core capital was recorded at Rp 2.756 trillion.

Now with the inclusion of additional equity BNI Syariah, according to him can be more expansive channeling financing and investment.

We will allocate additional capital for financing the most in the commercial sector. The details, the commercial sector will get Rp500 billion and consumer and SMEs Rp200 billion and the rest of the development of digital banking and IT Rp300 billion, he told the editor Industry.co.id.

But most important of course makes it more optimistic to realize the ambition of entering BNI Syariah as a bank with business category BOOK III with a minimum core capital of Rp 5 trillion in 2019 or no later than 2020.

Not only had the expansion of financing, bank category BUKU III, he said, opened the opportunity for BNI Syariah to expand its business abroad, following in the footsteps of its parent company.

Meanwhile, related to the performance development, BNI Syariah's management is confident that the growth target of 12.68 percent (year on year) this year will be achieved.

Until the end of October 2017, BNI Syariah has disbursed financing of Rp 22.66 trillion.

For the record, at the end of 2016, total BNI Syariah financing was recorded at Rp 20.5 trillion, meaning that by the end of 2017 it will reach Rp 23.1 trillion.

As in 2018, BNI Syariah pegged the growth of financing by 18% with the largest portion of productive financing.

The financing segment is believed to grow to 24 percent, while consumptive financing is expected to grow 14 percent.

The target set refers to a number of potential sectors targeted including construction, social services (education and health) and trade.

Although expansive BNI Syariah will maintain the quality of financing or non-performing financing (NPF) because the economic condition is not expected to be too conducive.

Therefore, BNI Syariah mentioned will avoid high risk sector sectors such as mining. That way the NPF ratio will be maintained below 3.25 percent by 2018.

Based on the performance report as of September 2017, the bank's NPF position is at the level of 3.29 percent.

News Comment

Today's Industry

Photo: Aris Nurjani/VOI

Rabu, 28 Februari 2024 - 12:47 WIB

Carsurin and NBRI Strengthen Strategic Alliance to Propel Indonesia’s EV Industry

PT Carsurin Tbk ("Carsurin") and the National Battery Research Institute ("NBRI") are pleased to announce the signing of a pivotal Strategic Alliance Agreement (SAA), marking a significant advancement…

Beras (Foto/Rizki Meirino)

Rabu, 21 Februari 2024 - 08:43 WIB

Gov’t to Continue Disbursing Rice Assistance

President Joko “Jokowi” Widodo has ensured that the Government will continue rolling out the rice assistance program for low-income families. The President made the statement when handing…

Ilustrasi pabrik beras. (Foto: DetikFood)

Rabu, 21 Februari 2024 - 08:40 WIB

Bapanas Head Ensures Availability of Rice Stock Ahead of Ramadan

The National Food Agency (Bapanas) has ensured the availability of rice for the fasting month of Ramadan and Eid al-Fitr 1445 Hijri/2024 CE. “We believe that there is enough rice for the fasting…

Receives Chairman of Jababeka (KIJA), Menpora Dito Ready to Support the Development of Sports SEZs

Rabu, 21 Februari 2024 - 08:23 WIB

Receives Chairman of Jababeka (KIJA), Menpora Dito Ready to Support the Development of Sports SEZs

Chairman of PT Jababeka Tbk (KIJA), Setyono Djuandi Darmono met the Minister of Youth and Sports of the Republic of Indonesia (Menpora RI) Dito Ariotedjo at the Kemenpora RI Office, Senayan,…

The Indonesian Embassy in Cairo Receives Aid for Palestine

Senin, 19 Februari 2024 - 17:39 WIB

The Indonesian Embassy in Cairo Receives Aid for Palestine

The Indonesian Embassy in Cairo welcomes the Radjiman Wedyodiningrat Warship (RJW-992) which arrived at the Al Arish Port, North Sinai Province of Egypt at 8.00 A.M. Cairo local time (13/02).…