Low Risk of BNI Asset Rises 16.9 Percent

By : Wiyanto Dan Aldo Bella Putra | Thursday, October 12 2017 - 19:00 IWST

PT. Bank Negara Indonesia (BNI)
PT. Bank Negara Indonesia (BNI)

INDUSTRY.co.id - Jakarta - PT Bank Negara Indonesia Tbk (BBNI) recorded total Assets in the third quarter of 2017 amounting to Rp 668.21 trillion or grew 16.9% over the same period in 2016 amounting to Rp 571.51 trillion, where the quality of its assets is maintained at a condition that can still be managed properly.

Vice President Director of BNI Herry Sidharta, said BNI can raise assets at low risk level thanks to effective credit risk management and selective credit expansion only to qualified debtors.

"Indications of improved asset quality are marked by improved NPLs, from 3.1% in Q3 / 2016 to 2.8% in Q3 of 2017. Likewise with the Loan at Risk ratio showing an upward trend of 11.8% at The third quarter of 2016 to the level of 11.1% in the third quarter of 2017," he said in Jakarta, Thursday (12/10/2017).

In addition, according to him, the continuous credit expansion shows BNI's intermediary function is running well, shown by a stable Loan to deposit ratio (LDR) at 87.9%.

"The loan growth is supported by strong fundamentals in which the capital adequacy ratio (CAR) is well maintained, up from 18.4% to 19.0%. Fundamentally, the allowance for provision is also well maintained with the coverage ratio rising from 143.2% to 147.4% indicating the prudence of BNI," he said.

News Comment

Today's Industry

Archipelago Hotel Group’s

Rabu, 01 Desember 2021 - 13:10 WIB

Archipelago International Selects Sabre To Open Up Its Distribution Strategy and Support Aggressive Global Growth Plans    

Sabre Corporation(NASDAQ: SABR), a leading software and technology provider that powers the global travel industry, today announced a new, long-term strategic relationship with Archipelago International…

Synopsys Software Integrity Group (Images by BusinessNews Indonesia)

Rabu, 01 Desember 2021 - 12:49 WIB

Effective software security activities for managing supply chain risks

The most recent attacks (SolarWinds and Kaseya for supply chain, and Colonial Pipeline, NBA, and Kia Motors for ransomware) have been highly disruptive.

President Jokowi heads to East Java province, Tuesday (30/11). (Photo by: BPMI/Laily Rachev)

Selasa, 30 November 2021 - 22:45 WIB

President Jokowi to Inaugurate Dams during E. Java Working Visit

President Joko “Jokowi” Widodo Tuesday (30/11) morning left for East Java province for a working visit.

PT Electrolux Indonesia MAKE IT LAST campaign and UltimateTaste range of kitchen products.

Selasa, 30 November 2021 - 22:10 WIB

Electrolux cooperates with Zero Waste Indonesia to launch Make It Last Campaign Sustainable Diet

Electrolux continues to promote sustainable eating through the MAKE IT LAST campaign. The company launched the UltimateTaste range of kitchen products to inspire consumers about better eating…

PT Multi Bintang Indonesia Tbk (MLBI)

Selasa, 30 November 2021 - 22:00 WIB

Multi Bintang Indonesia’s Public Exposé 2021: Strong Recovery on the Road to Pre-pandemic Levels

PT Multi Bintang Indonesia Tbk (MLBI), the producer of the iconic BINTANG and the world-renowned Heineken® beer, through its annual Public Exposé highlighted the importance of staying connected…