Increase Consumer Credit, Bank BTN Builds Strategic Partnership with Railink

By : Abraham Sihombing And Aldo Bella Putra | Friday, October 13 2017 - 23:00 IWST

Direktur Consumer Banking BTN Handayani, Direktur BPJS Ketenagakerjaan Amran Nasution, Dirut Lion Group Edward Sirait, Dirut Sarana Global Utama Yuyu Yuhanah melakukan pelatakan batu pertama pembangunan perumahan di Batam, Foto Meirino)
Direktur Consumer Banking BTN Handayani, Direktur BPJS Ketenagakerjaan Amran Nasution, Dirut Lion Group Edward Sirait, Dirut Sarana Global Utama Yuyu Yuhanah melakukan pelatakan batu pertama pembangunan perumahan di Batam, Foto Meirino)

INDUSTRY.co.id - Jakarta - PT Bank Tabungan Negara Tbk (BBTN), or Bank BTN, continues to boost collaboration with various institutions and companies to increase community access to Bank BTN's financial services.

To improve its performance in the future, Bank BTN is partnering with PT Railink, a subsidiary of PT Kereta Api Indonesia (KAI) to deliver and operate the airport rail service.

"This partnership with Railink is a strategic move that allows Railink employees to enjoy BTN's consumer loan facility," said Handayani, Managing Director of Consumer Banking Bank BTN.

Through this partnership, Handayani, 180 Railink employees can enjoy credit from Bank BTN, starting from mortgages (mortgages), credit for employees, credit for home renovation and various other credit facilities.

"But importantly, this partnership can spur consumer lending to Bank BTN," Handayani said after the signing of Cooperation Agreement between BTN Bank and Railink at BTN Tower, Jakarta, Friday (13/10/2017).

Until August 2017, Bank BTN has disbursed consumer loans amounting to Rp144 trillion. It increased 19% compared to the position until August 2016 amounting to Rp121 trillion.

Handayani pointed out that there are several consumer credit facilities that Railink employees can enjoy, namely KPR Non-Subsidized, Subsidized KPR, Apartment Ownership Loan (KPA) BTN, BTN Loan Collateral (KAR) BTN and BTN Light Loan (Kring BTN).

"In addition, they can also utilize Kredit Swadana, KPR BTN Subsidy with sharia scheme and KPR BTN Non-Subsidy with sharia scheme," said Handayani.

Handayani said that with the facility Railink employees and PT Angkasa Pura II can also get credit with down payment ranging from 1%, interest and margin from 5%, loan term up to 25 years and insurance coverage.

"In addition to the various facilities of credit facilities, with this partnership, customers can also use BTN Bank credit card and debit company to buy airport train tickets," said Handayani.

News Comment

Today's Industry

NORD-DuoDrive.jpg: The innovative and patented DuoDrive geared motor reaches outstanding system efficiency Image: NORD DRIVESYSTEMS

Selasa, 17 Mei 2022 - 14:00 WIB

NORD DRIVESYSTEMS at LogiMAT in Stuttgart From 31st May to 2nd June 2022 NORD will present innovative drive solutions for intralogistics

The specialist LogiMAT exhibition in Stuttgart offers as comprehensive overview of the intralogistics and process management market. As one of the market leaders for drive technology, NORD presents…

President Jokowi attends the meeting between ASEAN leaders and American entrepreneurs at Intercontinental the Willard Hotel, Washington DC, Thursday (05/12). Photo by: Laily Rachev

Selasa, 17 Mei 2022 - 13:00 WIB

President Jokowi Invites US CEOs to Boost Cooperation with Indonesia

President Joko “Jokowi” Widodo has invited company CEOs in the United States to boost cooperation with ASEAN countries, particularly Indonesia.

President Jokowi, President Biden, and ASEAN Leaders on a group photo prior to the dinner, at the White House, Washington D.C., Thursday (05/12)

Selasa, 17 Mei 2022 - 12:28 WIB

President Jokowi, ASEAN Leaders Attend Dinner Hosted by US President

President Joko “Jokowi” Widodo Thursday (05/12) attended a dinner with the leaders of ASEAN countries hosted by President of the United States Joe Biden at the White House, Washington D.C.

(Photo: © 2022 KRAIBURG TPE)

Selasa, 17 Mei 2022 - 11:23 WIB

TPE unleashes benefits for pet accessories

The pet care market is rapidly expanding as pet ownership increases, as does spending on pet food, grooming tools, and accessories. Pet owners are significantly concerned about the prevalence…

Sergey Sedov, Founder and CEO of Robocash Group

Jumat, 13 Mei 2022 - 16:15 WIB

Robocash Group reached 2 BN USD of disbursement and issued audited financial report of 2021

Robocash Group publishes the audited combined financial statements for the year ended 31 December 2021. The Group reached an all-time high 2 BN USD of issued financing and is expected to increase…