BTN Record NPL KPR Decrease in Bali

By : Herry Barus And Aldi Firhand. A | Saturday, December 30 2017 - 19:50 IWST

Residence Illustration
Residence Illustration

INDUSTRY.co.id - Denpasar, Bali, noted that the decrease of non performing loans (NPL) for home ownership credit (KPR) in the local area in 2017 reached 2.1 percent compared to the same period the previous year reached 2.7 percent.

Head of Bank BTN Branch Denpasar Agung Komang Tri Martha W in Denpasar, Saturday (30/12/2017) explained NPL can be suppressed because it applies the principle of prudence by doing the analysis according to the rules to prospective mortgage debtors.

"Based on government regulations such as salary, home land, house specifications and others we follow first, the selection was, as long as it qualifies, we give credit," he said.

During 2017, he continued, BTN in Bali has realized mortgages amounting to Rp700 billion either for subsidized or non-subsidized homes with almost the same amount of realizations compared to the previous year.

For non-subsidized houses, most of the loans disbursed an average of Rp300 million per debtor with an average house price of Rp500 million.

As for the house subsidy with the scheme of FLPP housing financing facility, during the year 2017 it has financed 1,500 housing units, jumped compared to 2015 reached 66 housing units.

Total realization of mortgage loans for home subsidies, he added, this year exceeded the target reached Rp90 billion.

Subsidized mortgage absorption, continued Agung, at most in Buleleng Regency and the rest in Jembrana and Karangasem.

Agung as reported by Antara is optimistic that housing growth in Bali will be higher considering the need for housing is still sought, let alone the number of people who do not have a nationwide home of about 13 million.

"As long as the land is sufficient and demand is high, the housing sector will continue to grow," he said

News Comment

Today's Industry

President Jokowi inaugurates 17 Indonesian Ambassadors Extraordinary and Plenipotentiary at the State Palace in Jakarta (25/10/2021). (Source: YouTube Channel of Presidential Secretariat)

Senin, 25 Oktober 2021 - 20:40 WIB

President Jokowi Inaugurates 17 New Ambassadors

President Joko “Jokowi” Widodo Monday (25/10/2021) at the State Palace, Jakarta, inaugurated 17 Ambassadors Extraordinary and Plenipotentiary (LBBP) of the Republic of Indonesia to Friendly…

President Jokowi receives Letters of Credence from four new Ambassadors of friendly countries, at the Merdeka Palace, Jakarta Province, in September. (Photo by: Presidential Secretariat/Lukas)

Senin, 25 Oktober 2021 - 18:50 WIB

President Jokowi Receives Letters of Credence from Nine New Ambassadors

President Joko “Jokowi” Widodo, on Monday (25/10), received Letters of Credence from nine new Ambassadors Extraordinary and Plenipotentiary (LBPP) of Friendly Countries to the Republic of…

Widodo Sucipto, President Director of PT Hydrotech Metal Indonesia.

Selasa, 19 Oktober 2021 - 15:47 WIB

Hydrotech Metal are Getting Closer to Canada Securities Exchange

PT Hydrotech Metal Indonesia are getting closer to Canada Securities Exchange, after the signing of Share Exchange Agreement with a Canadian company recently. The signing was done virtually…

Vice President Ma’ruf Amin and his spouse Ibu Wury head to Ambon for a working visit, Wednesday (13/10). (Photo by: Vice Presidential Secretariat)

Jumat, 15 Oktober 2021 - 22:10 WIB

VP Ma’ruf Amin to Close 20th PON in Papua

Vice President Ma’ruf Amin, on Friday (15/10), is scheduled to close the 20th National Sports Week (PON) in Papua at the Lukas Enembe Stadium, Jayapura regency. The Vice President, his spouse…

President Joko Widodo and Cabinet Secretary Pramono Anung at Kompas Bajo, Puncak Waringin, Thursday (14/10) afternoon. (Photo by: BPMI/Laily Rachev)

Jumat, 15 Oktober 2021 - 21:32 WIB

President Jokowi Visits Kompas Bajo Creative Hub

Ending his working visit in East Nusa Tenggara Province, President Joko “Jokowi” Widodo and First Lady Ibu Iriana on Thursday (14/10) afternoon took a walk to Kompas Bajo which is located…