BNI Targets KPR SSB to Reach 15,000 Houses

By : Hariyanto And Aldi Firhand. A | Thursday, August 31 2017 - 16:31 IWST

Bank DKI together with PT Bank Negara Indonesia (Persero) Tbk or BNI launch Co-Branding Golf & Platinum credit card, (INDUSTRY.co.id)
Bank DKI together with PT Bank Negara Indonesia (Persero) Tbk or BNI launch Co-Branding Golf & Platinum credit card, (INDUSTRY.co.id)

INDUSTRY.co.id - Jakarta- Limited Liability Company Bank Negara Indonesia Persero Tbk (BNI) targets to disburse housing loans with an interest subsidy (SSB) facility to 15,000 homes for low-income people this year.

"In addition to the housing financing liquidity (FLPP) facility, the company will also distribute through interest subsidy disbursement this year, our commitment to 15,000 houses," said BNI Consumer Business Director Anggoro Eko Cahyo in the signing of Operational Cooperation Agreement (PKO) with the Ministry of PUPR Jakarta, Wednesday (8/30/2017)

The new BNI this year distributes KPR scheme SSB. SSB KPR schemes are similar to those for subsidized housing, such as FLPP. However, the difference in interest paid to low-income customers is borne by the Government.

For example, BNI currently gives interest to the KPR SSB of 5 percent to customers, while the mortgage interest is actually 11-13 percent. The remaining 6-8 percent of it is banned by BNI, then it will be claimed (reimburse) to the government.

Anggoro said that the average price of homes for this SSB KPR (ticket size) of Rp123 million per unit and Rp320 million per apartment unit or flat.

According to him, BNI needs to participate to provide cheap housing financing, considering the needs of public housing is still large, ie 11.4 million units.

Since this financing is only for MBR, SSB KPR is given to permanent workers who have a maximum income of Rp 4 million per month for the purchase of subsidized housing. SSB is also provided to permanent workers who have a maximum income of Rp7 million per month for the purchase of subsidized apartments.

From various low-cost housing schemes, such as FLPP, SSB, and subsidies for cash advance (SBUM), BNI currently participates through FLPP, SSB, cooperation with Bapertarum, BPJS TK, and YKPP Asabri.

News Comment

Today's Industry

Vice President Ma’ruf Amin and his spouse Ibu Wury head to Ambon for a working visit, Wednesday (13/10). (Photo by: Vice Presidential Secretariat)

Jumat, 15 Oktober 2021 - 22:10 WIB

VP Ma’ruf Amin to Close 20th PON in Papua

Vice President Ma’ruf Amin, on Friday (15/10), is scheduled to close the 20th National Sports Week (PON) in Papua at the Lukas Enembe Stadium, Jayapura regency. The Vice President, his spouse…

President Joko Widodo and Cabinet Secretary Pramono Anung at Kompas Bajo, Puncak Waringin, Thursday (14/10) afternoon. (Photo by: BPMI/Laily Rachev)

Jumat, 15 Oktober 2021 - 21:32 WIB

President Jokowi Visits Kompas Bajo Creative Hub

Ending his working visit in East Nusa Tenggara Province, President Joko “Jokowi” Widodo and First Lady Ibu Iriana on Thursday (14/10) afternoon took a walk to Kompas Bajo which is located…

President Joko Widodo inaugurates Waringin Peak and Batu Cermin tourism area arrangements and eight road segments in Labuan Bajo, East Nusa Tenggara province, Thursday (14/10). (Photo by: PR of Cabinet Secretariat/Rahmat)

Jumat, 15 Oktober 2021 - 20:30 WIB

President Jokowi Inaugurates Area Arrangements in Labuan Bajo

President Joko “Jokowi” Widodo, Thursday (14/10), inaugurated Waringin Peak and Batu Cermin tourism area arrangements and eight road segments at Waringin Peak, Labuan Bajo village, Komodo…

The Integrated Coordination Meeting on the Acceleration of Welfare Development in Papua and West Papua, at the West Papua Governor’s Office Complex, Manokwari, West Papua, Thursday (14/10). (Photo by: BPMI of Vice Presidential Secretariat)

Jumat, 15 Oktober 2021 - 19:30 WIB

VP Ma’ruf Amin Leads Meeting on Welfare Development in Papua, West Papua

Vice President Ma’ruf Amin Thursday (14/10) at West Papua Governor’s Office Complex, Manokwari in West Papua province, led an integrated coordination meeting discussing measures on the acceleration…

President Jokowi officially inaugurates Wae Kelambu Multipurpose Terminal, West Manggarai regency, Thursday (14/10).

Jumat, 15 Oktober 2021 - 19:00 WIB

President Jokowi Inaugurates Wae Kelambu Multipurpose Terminal to Support Labuan Bajo Tourist Destination

In a series of his working visit to East Nusa Tenggara province, President Joko “Jokowi” Widodo, Thursday (14/10), inaugurated the Wae Kelambu Multipurpose Terminal, Labuan Bajo Seaport…