BNI Aims KPR Distribution Rp40 Trillion in the End 2017

By : Hariyanto And Aldi Firhand. A | Thursday, August 31 2017 - 17:36 IWST

Director of PT BNI Tbk Rico Rizal Budidarmo (center), Director Anggoro Eko Cahyo (from left), Director Adi Sulisyowati, Director Panji Irawan, and Director Putrama Wahju Setiawan (Foto Rizki Meirino)
Director of PT BNI Tbk Rico Rizal Budidarmo (center), Director Anggoro Eko Cahyo (from left), Director Adi Sulisyowati, Director Panji Irawan, and Director Putrama Wahju Setiawan (Foto Rizki Meirino)

INDUSTRY.co.id - Jakarta (ANTARA News) - PT Bank Negara Indonesia Persero Tbk (BNI) targets housing loan portfolio to reach Rp40 trillion by the end of 2017, a 9.7 percent increase (yoy) compared to Rp36.4 trillion in the 2018 BPR housing loan.

"We can grow double digits (percentage) as we only grew 4.5 percent (KPR) in the first semester," said Director of Consumer Business of BNI Anggoro Eko Cahyo in Jakarta, Wednesday (30/8/2017)

The mortgage targets this year, said Anggoro, include the distribution of subsidized KPR, including the financing scheme of interest subsidy (SSB). However, the subsidized KPR portion, including the SSB scheme, is still a small relative in the BNI KPR portfolio.

For subsidies, in the Housing Loan Housing Liquidity Lending (FLPP) segment, BNI set a target of at least able to channel RP170 billion more. For other subsidized mortgages through SSB, BNI aims to finance 15 thousand housing units with an average house price of Rp123 million.

"Indeed, if subsidies, we have not much, because of the many focus of BTN Persero Tbk subsidy, but we also want to participate to finance cheap house," he said.

Currently, Anggoro said, the number of customers KPR BNI of 160 thousand, with the majority is the commercial segment with an average price per house Rp400 million.

Meanwhile, to reduce the risk of non-performing loans (NPL), BNI will also adjust the portion of KPR "non-fixed income" or mortgages for non-permanent income communities.

"Our analysis of 'non-fixed income' NPL is higher, compared to 'fixed income' (income fixed) hence we reduce credit portfolio," said Anggoro.

Until the end of the first semester of 2017, the total NPL of BNI is gross at 2.8 percent.

News Comment

Today's Industry

Presiden Jokowi hadiri Sidang Tahunan MPR 2018 (Foto Setkab)

Kamis, 16 Agustus 2018 - 18:00 WIB

President Jokowi is Optimistic of the People Able to Face Future Challenges

Jakarta - President Joko Widodo (Jokowi) said, the celebration of 73rd Independence Day on Friday (08/17/2018) tomorrow is a momentum to recall the spirit of Indonesian unity which has been…

Ilustrasi Sapi

Kamis, 16 Agustus 2018 - 17:30 WIB

Chaotic Cattle Milk, Government Obligation to Protect Farmers

Jakarta It is the responsibility of the government to take over the effects of the issuance of the Permentan revision relating to the absorption of cow milk, in response to the concerns of farmers.

Kementerian ESDM Luncurkan Contact Center ESDM136

Kamis, 16 Agustus 2018 - 17:00 WIB

Improve Public Information Services, Ministry of Energy and Mineral Resources Launch ESDM Contact Center 136

Jakarta - To further facilitate the public in obtaining information related to the ESDM sector, the ESDM Ministry on Wednesday (08/15/2018) launched the "Contact Center ESDM 136" service which…

Kementrian ESDM (Hariyanto/ INDUSTRY.co.id)

Kamis, 16 Agustus 2018 - 16:30 WIB

These are the Five Steps of ESDM to Increase Foreign Exchange and Strengthen Rupiah Exchange Rate

Jakarta - At a Limited Meeting (Ratas) held on Tuesday (08/14/2018), President Jokowi gave several directions related to the program to increase foreign exchange in the ESDM sector. The meeting…

Menteri Energi dan Sumber Daya Mineral (ESDM) Ignasius Jonan

Kamis, 16 Agustus 2018 - 16:00 WIB

Minister Jonan: Pertamina Must Buy Oil Production Results from National KKKS

Jakarta - Energy and Mineral Resources (ESDM) Minister Ignasius Jonan said the government requires PT Pertamina (Persero) to buy all crude oil production produced by the national Cooperation…