BNI Aims KPR Distribution Rp40 Trillion in the End 2017

By : Hariyanto And Aldi Firhand. A | Thursday, August 31 2017 - 17:36 IWST

Director of PT BNI Tbk Rico Rizal Budidarmo (center), Director Anggoro Eko Cahyo (from left), Director Adi Sulisyowati, Director Panji Irawan, and Director Putrama Wahju Setiawan (Foto Rizki Meirino)
Director of PT BNI Tbk Rico Rizal Budidarmo (center), Director Anggoro Eko Cahyo (from left), Director Adi Sulisyowati, Director Panji Irawan, and Director Putrama Wahju Setiawan (Foto Rizki Meirino)

INDUSTRY.co.id - Jakarta (ANTARA News) - PT Bank Negara Indonesia Persero Tbk (BNI) targets housing loan portfolio to reach Rp40 trillion by the end of 2017, a 9.7 percent increase (yoy) compared to Rp36.4 trillion in the 2018 BPR housing loan.

"We can grow double digits (percentage) as we only grew 4.5 percent (KPR) in the first semester," said Director of Consumer Business of BNI Anggoro Eko Cahyo in Jakarta, Wednesday (30/8/2017)

The mortgage targets this year, said Anggoro, include the distribution of subsidized KPR, including the financing scheme of interest subsidy (SSB). However, the subsidized KPR portion, including the SSB scheme, is still a small relative in the BNI KPR portfolio.

For subsidies, in the Housing Loan Housing Liquidity Lending (FLPP) segment, BNI set a target of at least able to channel RP170 billion more. For other subsidized mortgages through SSB, BNI aims to finance 15 thousand housing units with an average house price of Rp123 million.

"Indeed, if subsidies, we have not much, because of the many focus of BTN Persero Tbk subsidy, but we also want to participate to finance cheap house," he said.

Currently, Anggoro said, the number of customers KPR BNI of 160 thousand, with the majority is the commercial segment with an average price per house Rp400 million.

Meanwhile, to reduce the risk of non-performing loans (NPL), BNI will also adjust the portion of KPR "non-fixed income" or mortgages for non-permanent income communities.

"Our analysis of 'non-fixed income' NPL is higher, compared to 'fixed income' (income fixed) hence we reduce credit portfolio," said Anggoro.

Until the end of the first semester of 2017, the total NPL of BNI is gross at 2.8 percent.

News Comment

Today's Industry

President Jokowi inaugurates 17 Indonesian Ambassadors Extraordinary and Plenipotentiary at the State Palace in Jakarta (25/10/2021). (Source: YouTube Channel of Presidential Secretariat)

Senin, 25 Oktober 2021 - 20:40 WIB

President Jokowi Inaugurates 17 New Ambassadors

President Joko “Jokowi” Widodo Monday (25/10/2021) at the State Palace, Jakarta, inaugurated 17 Ambassadors Extraordinary and Plenipotentiary (LBBP) of the Republic of Indonesia to Friendly…

President Jokowi receives Letters of Credence from four new Ambassadors of friendly countries, at the Merdeka Palace, Jakarta Province, in September. (Photo by: Presidential Secretariat/Lukas)

Senin, 25 Oktober 2021 - 18:50 WIB

President Jokowi Receives Letters of Credence from Nine New Ambassadors

President Joko “Jokowi” Widodo, on Monday (25/10), received Letters of Credence from nine new Ambassadors Extraordinary and Plenipotentiary (LBPP) of Friendly Countries to the Republic of…

Widodo Sucipto, President Director of PT Hydrotech Metal Indonesia.

Selasa, 19 Oktober 2021 - 15:47 WIB

Hydrotech Metal are Getting Closer to Canada Securities Exchange

PT Hydrotech Metal Indonesia are getting closer to Canada Securities Exchange, after the signing of Share Exchange Agreement with a Canadian company recently. The signing was done virtually…

Vice President Ma’ruf Amin and his spouse Ibu Wury head to Ambon for a working visit, Wednesday (13/10). (Photo by: Vice Presidential Secretariat)

Jumat, 15 Oktober 2021 - 22:10 WIB

VP Ma’ruf Amin to Close 20th PON in Papua

Vice President Ma’ruf Amin, on Friday (15/10), is scheduled to close the 20th National Sports Week (PON) in Papua at the Lukas Enembe Stadium, Jayapura regency. The Vice President, his spouse…

President Joko Widodo and Cabinet Secretary Pramono Anung at Kompas Bajo, Puncak Waringin, Thursday (14/10) afternoon. (Photo by: BPMI/Laily Rachev)

Jumat, 15 Oktober 2021 - 21:32 WIB

President Jokowi Visits Kompas Bajo Creative Hub

Ending his working visit in East Nusa Tenggara Province, President Joko “Jokowi” Widodo and First Lady Ibu Iriana on Thursday (14/10) afternoon took a walk to Kompas Bajo which is located…