Bank DKI Synergy with OK OCE Holds Major Credit Codes to Beginner UMKM
By : Wiyanto Dan Aldo Bella Putra | Monday, April 23 2018 - 14:30 IWST
Direktur Utama Bank DKI, Kresno Sediarsi ( Dok INDUSTRY.co.id)
INDUSTRY.co.id - Jakarta - Bank DKI disbursed mass loans to 70 UMKM beginners assisted by OCE with maximum credit limit per debtor reaching Rp10 million with interest rate of 7%. This is one part of the implementation of Bank DKI's mission in becoming the preferred bank of transactions in the SME segment.
This was conveyed by President Director of Bank DKI, Kresno Sediarsi on the sidelines of the mass credit signing ceremony in Jakarta (23/04/2018).
This credit distribution is given to OCE OCE participants who have already passed the 6 stages of 7 Successful Stages including registration (P1), training (P2), mentoring (P3), licensing (P4), marketing (P5), financial reporting (P6) , and access to capital (P7).
"So the credit process to MSMEs beginners built OK OCE still distributed by fulfilling the principle of prudence" said Kresno.
Kresno said UMKM assisted by Oce Oc will receive Monas Beginning credit facility which is a solution for MSME businessmen who just pioneered their business. Beginner Monas is a credit facility with interest rate of only 7 percent equivalent to the Government Business Credit interest set by the government at the beginning of this year. Beginners Monas can be used for both working capital and productive investment with a maximum credit limit of Rp 10 million and a period of up to 18 months.
This credit distribution, said Kresno is a form of positive synergy with OK OCE as an effort to expand credit distribution to UMKM especially in Jakarta. The number of SMEs built by Oce who reached thousands of participants will surely become the customer base of Bank DKI. "As a DKI Jakarta BUMD, Bank DKI always supports the OK OCE program to promote the economy of the community, especially in developing the sector of SMEs in Jakarta," closed Kresno.
In addition, Bank DKI also provides cash pickup service with mobile collection which aims to provide convenience as each paid installment will have a valid receipt and recorded on the Bank DKI system.
Micro Loan Grows 58.76%
As a realization of the efforts of Bank DKI in supporting the development of Micro segment, as of March 2018, micro loan grew significantly by 58.6% from Rp325 billion in March 2017 to Rp516 billion as of March 2018. This increase was driven by expansion of Bank DKI office network in market -market of DKI Jakarta.